ProGuard Septic System Coverage Plan

Even well maintained septic systems naturally degrade over time, leading to costly repairs, disruption to your home and potential health hazards to your family.

With ProGuard’s Septic System Coverage Plan, you are covered.

Septic System Coverage

What's Covered?

Up to $25,000 in coverage towards septic system repairs or replacements for:

• ‘Traditional’ underground, gravity-fed septic systems, and

• Aerobic Treatment Unit (ATU) underground septic systems

Septic System Coverage
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Septic System Coverage
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Did you Know?

‘Traditional’ gravity-fed septic systems and ATU septic systems are the most common septic systems in the US as they are highly efficient and environmentally friendly.

Coverage Summary

ProGuard’s septic system protection plans covers you for the following:

Tank and Distribution Box Repair and Replacement

Protection for structural cracks, collapsed components, or blockages in your septic systems.

Leach Field Repair and Replacement

Covers excavation, repair, or full replacement of your septic leach field to restore proper wastewater drainage and prevent surface pooling.

Associated Labor Costs

Includes the cost of licensed professionals to diagnose, repair, and restore your septic system, ensuring safe and code-compliant work.

Main Line/ Wastewater Pipe Pump

Are your toilets, sinks or drains backed up? Your plan includes a one-time emergency main line/wastewater pipe pump to eliminate blockages.

New Parts and Pipes

Includes internal aerators, pumps, controls, valves, riser rings, lids, effluent pumps, filters, distribution box, and more.

Transferable Coverage

Ensure a frictionless home sale with seamless transfer of coverage to the next homeowner providing them peace of mind that they are covered.

* Cesspools and other non-standard septic systems are not covered by ProGuard’s septic system protection plan.

Benefits

Financial protection (up to $25,000) on your home’s most essential system.

White glove claims service from ProGuard in times of emergency - you’ll be assigned a ProGuard adjuster to your claim.

Environmentally responsible clean-up, remediation, repair and replacement that’s compliant with state or municipal regulations.

91% customer retention driven by trust and value. ............................................

Peace of mind for your home’s essential system that homeowners’ insurance and home warranty doesn’t cover adequately.

Access to ProGuard’s fully vetted network of septic professionals with fast response times.

Fully underwritten by a large national insurer ensuring certainty to pay claims.

Ready to protect your home?

Pick a plan in minutes – no long forms, no surprises.

Why Thousands Trust ProGuard​

ProGuard helps you avoid the financial nightmare of septic and oil tank failures – backed by 25+ years of trusted protection.

Septic System Coverage

of customers renew our protection plans annually.

Septic System Coverage

underwritten by a nationally recognized carrier.

Septic System Coverage

happy and satisfied customers.

Septic System Coverage

states covered across the United States.

Septic System Coverage
Septic System Coverage
Septic System Coverage

25

Years of
Experience

Why Thousands Trust ProGuard

ProGuard helps you avoid the financial nightmare of septic and oil tank failures – backed by 25+ years of trusted protection.

Septic System Coverage

of customers renew our protection plans annually.

Septic System Coverage

underwritten by a nationally recognized carrier.

Septic System Coverage

happy and satisfied customers.

Septic System Coverage

states covered across the United States.

Frequently Asked Questions

Whether you are closing on your first home, building a new house, or a longer-term homeowner, protecting your home’s most essential system should be top of mind. Septic systems will fail, and (unlike say, a failed dishwasher or washing machine) make your home unlivable until it is fixed. A failed septic system will consume your time and bring you risk and worry because repairing or replacing the system is costly: they require material, labor, expertise, regulatory understanding, and permitting. A ProGuard plan for your septic system can protect you financially, help fix the problem quickly, reduce risks to your family’s health, and mitigate an environmental disaster. Ultimately, this provides homeowners with peace of mind.

When your septic system fails, it can create the following problems:

  • Waste water can back-up into your home through your toilets, sinks and showers.
  • It can pose a significant health risk to your family.
  • Waste water can ruin furnishings if it backs up beyond your bathrooms.
  • The odor can be extremely unpleasant for you, your family and home. The smell can spread to your neighbor’s property too, creating a wider problem for you.
  • Waste water can bubble up in your yard making it unsafe for your family and pets, and create a serious liability if it gets into local water systems or your neighbor’s property.
  • There is no substitute for a failed septic system. If your toilets cannot flush - your only plan B may be to move out.
  • If there is environmental damage, the municipal or state DEP may take action against you.

ProGuard currently offers septic system coverage costs from $599 annually with more curated products on the way.

ProGuard’s Septic Systems Protection Plans covers up to $25,000 for costs associated with your septic system repair, replacement and clean-up/remediation, including:

  • Leech field repair or replacement
  • The septic tank repair or replacement
  • Distribution box repair or replacement
  • Aerated chamber and internal aerators, valves, controls, filters, lid, riser rings
  • Pipes leading from the tank to the leech field
  • Associated labor and materials costs

ProGuard’s Septic System Plan do not cover pre-existing conditions prior to when you purchased coverage.

Our customers typically buy annual coverage, meaning you will be covered for 1 year. If you have had a new system recently installed, you can purchase a 5-year version of our septic system plan.

Yes, if you are selling your home, your plan can be transferred to the new homeowner.

Purchasing a Septic System Protection Plan from ProGuard is simple, and takes minutes.Simply click ‘Get Coverage’, choose the product you want, enter your details and make payment via credit card, debit card, or send in a check along with an application.

Don’t worry, you’re in safe hands. We’ve been in business for over 25 years and we’ve seen it all.

You should immediately contact us to file a claim either online or by calling us on 888-354-0677. Once a claim has been filed, you will be assigned an expert claims handler who will request specific information, including photos which can be easily uploaded to our platform via your phone.We will then assign one of our field experts to your case, and they will be in touch with you to project manage your claim to successful close in a timely manner and to the standards that we demand from our technician and contractor network.

Indicators of a septic system failure include the following:

  • Drains and toilets on the lowest level of the house do not empty and flushing makes the problem a lot worse.
  • Wet spots and/or foul smells in the yard.

Maintenance of a septic system is required by ProGuard’s coverage. Signs that maintenance is appropriate can include:

    • There is a change in the vegetation where your leach field is,
    • There may be a new smell in your yard,
    • You are aware of an increase in home occupancy that may mean your pumping is not frequent enough,
    • You know something potentially damaging has been flushed into the system,
    • You have just bought your home and have no history of the septic maintenance, or
    • You know, or are advised by your local septic company or ProGuard, it is time for maintenance
    •  

For existing customers, renew your coverage online