Welcome to ProGuard! Are you looking for the Powderhorn Agency? You are in the right place, we changed our name to ProGuard. If you're already a customer, rest assured — nothing changes. If you're new, welcome! If you are here to pay your bill, click Renew Now.

We cover messy, dirty, and expensive problems.

Heating oil tank and septic system failures are costly and often not covered by home insurance — we help catch small issues before they become catastrophes.

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Our Growth and Reach

years of experience keeping homes safe.

claims paid.

of our customers renew every year.

What Makes Us Unique

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Covering What Others Won't

Most home insurance and warranty plans exclude septic and oil tank failures — but we’ve got you covered where they fail.

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Taking Ownership

Our field experts provide white-glove services and end-to-end support, ensuring your problem gets solved without you needing to get your hands dirty.

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Tailoring Solutions

Every home is different, and so are its systems. Our experts assess your specific needs to provide the best protection and response.

At ProGuard, we're here when you need us most. You are our top priority.

Three easy steps

1

Join Us

Enroll online in just a few minutes, give us a call at (888) 354-0677 or return the paper application you may have received in the mail.

2

File A Claim

If something doesn't feel right or you need assistance, give us a call at (866) 356-8381 or file a claim online — anytime.

3

Relax

We'll handle the rest, keeping you informed every step of the way.

Our Plans

Our plans cover heating oil tanks and septic systems — providing protection, handling claims, repairs, and support — all with a seamless, white-glove experience

Trusted by Homeowners

“We were delighted with our interaction with the ProGuard program when our oil tank leaked. The on-site representative carefully monitored the job and kept disruption minimized. We would recommend this for any home or institution concerned about the age of their oil tank.”

The Hammond Museum, North Salem, NY

“I liked the way everything is seamless. [There] are a lot of parts to this install and instead of my having to do it all, it was all handled for me.”

J.H. of Media, PA September 2024

"I want to thank you for all your help and most of all your patience. You helped me through this by explaining, in layman’s terms, the process and what needed to be done and when. Again, I want to express how grateful I am for your assistance, kindness and professionalism.”

R.H. of Woodbridge, NJ August 2024

“I was very satisfied with everyone I dealt with including John — he was here during the tank pull — and Shawn at your office.”

M. L. of Towaco, NJ March 2024

“Having a tank malfunction and the impact on the environment could be devastating and financially very impactful so their understanding and speed to respond was first rate... know that you have made an investment that will bring you a sense of security.”

Anonymous Testimonial

Partnering with Industry Leaders

Energy Marketers Association of Rhode Island
National Energy & Fuels Institute
Connecticut Energy Marketers Association
Connecticut Manufactured Housing Association
Eastern Pennsylvania Energy Association
Empire State Energy Association
Fuel Merchants Association of New Jersey
Massachusetts Energy Marketers Association
New Jersey Manufactured Housing Association
New York State Energy Coalition
Pennsylvania Manufactured Housing Association
Women in Energy