ProGuard's History of Commitment
Serving your communities since 1999…
ProGuard has been offering coverage for oil tanks and septic systems for over a quarter of a century. Though we recently changed our name from Powderhorn Agency to ProGuard, our customers will continue to be protected by the same reliable plans and expert service they’ve trusted for years.
Originally founded as a family-owned business, we introduced ProGuard in 2001 as a groundbreaking residential cleanup and replacement program for heating oil tanks. Today, we protect over 20,000 residential customers across the U.S. by offering specialized coverage that fills the gaps in standard homeowners insurance policies.
Backed by A.M. Best “A” rated providers, ProGuard ensures homeowners have reliable protection for their heating equipment, oil tanks, and septic systems –– before small problems become costly disasters.
General FAQs
How long has ProGuard been in business?
How long has ProGuard been in business?
We have been in business since 1999 offering homeowners comprehensive financial protection plans for their home’s most essential systems:oil tanks and septic systems for close to three decades.
Where is ProGuard located?
Where is ProGuard located?
ProGuard was founded in Brookfield, Connecticut as has been a Connecticut-based business ever since. We recently relocated to Norwalk, Connecticut, from where we look after homeowners with septic systems and oil tanks nationwide.
What does ProGuard do?
What does ProGuard do?
We sell and administer comprehensive protection plans to homeowners across the United States that have a septic system and/or oil tank.If you purchase a plan from ProGuard, you will be covered when these essential systems fail.
What do ProGuard’s plans protect me and my home against?
What do ProGuard’s plans protect me and my home against?
Our plans help protect you from:
- Repair or replacement bills
- Environmental clean-up costs
When your home’s essential systems fail due to things such as:
- Wear & tear
- Corrosion
- Aging
Why should I buy a ProGuard protection plan at all?
Why should I buy a ProGuard protection plan at all?
When oil tanks or septic systems fail, they create a mess that poses:
- expensive problems to solve leaving you financially exposed
- risks to your family’s health
- disruption to your daily family life
- an environmental catastrophe
ProGuard offers:
- Coverage up to $100,000 for clean-up costs associated with your home’s systems failure meaning you’ll not be out of pocket or face environmental risks and threats
- A network of technicians and contractors to repair or replace your essential system
- Peace of mind by providing access to our expert claims handling team and on-site project managers with 25+ years’ worth of expertise and experience in solving these problems quickly so you can get back to your normal daily life
What is a home warranty, and how is ProGuard different?
What is a home warranty, and how is ProGuard different?
A home warranty is a financial protection product that homeowners purchase to protect their home’s appliances and systems. ProGuard focuses on the most essential systems of all: septic systems and oil tanks, and cover what others will not. Our plans provide customers with peace-of-mind and financial protection such that when an essential system fails, we promise to fix, repair or replace the system within the coverage benefits. ProGuard also offers valuable benefits of environmental remediation and clean-up for oil spills.
How does a ProGuard protection plan differ from my homeowners’ insurance?
How does a ProGuard protection plan differ from my homeowners’ insurance?
Homeowners' insurance provides coverage against financial loss in the event of an accident or ‘peril’ (e.g. fire, hail, theft, vandalism, falling objects, etc.). If this happens, the insurance company will just cut the policy holder a check leaving them to figure out how to spend that money and solve the problem. Importantly, insurance does not protect against wear & tear, aging, lack of maintenance, etc. Additionally, most homeowners’ insurance policies do not cover oil tanks or septic systems.
Proguard protection plan provides customers with access to a network of technicians who can fix, repair, or replace their essential systems. We also provide our customers with coverage of up to $100,000 for environmental clean-up and remediation, backed by expertise and resources to handle and solve these problems quickly for our customers.
How financially secure is ProGuard?
How financially secure is ProGuard?
ProGuard is a fully underwritten financial protection program. This means that ProGuard is backed by the world’s leading insurance companies such that when a ProGuard customer has a claim, they can rest assured we have an AM Best A+ rated insurance carrier with a large balance sheet and adequate reserves to pay claims.