Stem Brothers keeps you warm.
ProGuard keeps you protected.

Aboveground tanks · indoor or outdoor

$189/yr$219

Save $30 · exclusive to Stem Brothers customers

Indoor or outdoor, same price. Enroll by November 30, 2026.

Stem Brothers customer offer · save $30

Where is the oil tank?

If your mailing address is different, don't worry — you can add it on the payment screen.

Tank does not meet them? Call 888-479-3138 and we will talk it through.

Add your first and last name

If your tank leaks, most homeowners insurance won't cover the cleanup. ProGuard will, up to $50,000.

  • Up to $50,000 in qualifying cleanup coverage
  • Up to $2,000 to repair or replace a failing tank
  • Covers your tank and its connected oil lines
Start My Enrollment →
  • No inspection
    required
  • Coverage begins
    at payment
  • Recommended by
    Stem Brothers

What the plan covers

Aboveground oil tanks, indoors or outdoors. Buried tanks are on a separate plan.

$50,000

in qualifying cleanup coverage if your tank leaks

$2,000

to repair or replace a failing tank

$500

deductible per claim, with no separate service fee

Covered

  • Qualifying environmental cleanup if your tank leaks, up to $50,000
  • Repair or replacement of a failing tank, up to $2,000
  • Your tank and its connected oil lines, up to the filter or heating unit
  • Aboveground tanks under 2,000 gallons, indoors or outdoors

Not covered

  • Buried tanks, which are on a separate plan
  • Leaks or damage that existed before you enrolled
  • Tanks of 2,000 gallons or more
  • Homes outside our 12-state service area

Limitations and exclusions apply. Your service agreement has the full terms, or call (888) 479-3138.

Enroll now →

Or call (888) 479-3138 · Mon–Fri 8:30am–6pm ET

Rated 5.0 on Google

110+ reviews from homeowners we cover.

Gary was kind, patient & through. He took the time to explain my coverage and services. He didn't try to sell me anything, he just addressed my needs based on my situation. I am very happy to be with Proguard and work with Gary as my point of contact.

Alexandra Massler

Google review

I contacted Gary Thompson in regards to my ProGuards plan and to request a copy of my plan document. Gary was extremely knowledgeable as well as helpful and I received a copy of requested documents by mail in a few short days. This kind of customer service is much appreciated!

David Chudkowski

Google review

It was a pleasure doing business with Daniel Daley I highly recommend their services

Gina Martinod

Google review

I had excellent customer service with Daniel Daley at Proguard. First of a all, it is refreshing in today's world of AI and recorded messages to hear an actual human pick up your call. I called twice with a billing issue, both resolved with friendly efficiency. Thanks Daniel!

C Ferrauntie

Google review

John was on site for the process and made it very easy to complete the job. No surprises, he kept me fully informed every step of the way.

S Jones

Google review

Preparing my parents' house for sale, after their passing, was an overwhelming task. I was clueless about the coverage that they had and the process of pulling the oil tank. Gary was extremely helpful, explaining the coverage, the tank pull process and recommending soil testing companies.

Jonathan Lerner

Google review

Excellent timing from ProGuard rep John, and thorough evaluation of basement situation regarding oil tank coverage, this is obviously a very experienced, many years experience rep! Great company.

Diane Bemis

Google review

It was most helpful at a very stressful time.

Marie Kunkel

Google review

Thank God Ford Proguard. John was Onsite. The whole procesos was amazeing.

Jeffrey Corrale

Google review

Gary Thompson was very helpful with answering my questions

Mary Baker

Google review

I had a great experience speaking with Daniel Daley at ProGuard. Daniel was professional, courteous, knowledgeable, and very helpful throughout our conversation. He took the time to answer my questions clearly and made the entire experience easy and pleasant. I truly appreciate the excellent customer service and would highly recommend Daniel and ProGuard.

Rafik Mansuri

Google review

I couldn't renew online. I called and Daniel helped got it done. He was professional, quick, easy and painless! Thanks!

anhchieuta00

Google review

ProGuard, and Cole Anderson in particular, provided exemplary customer service on my claim. He was efficient, clear and asked for only the necessary documentation -- didn't make me jump through extraneous hoops. It is rare to get this level of customer care these days when so many companies rely on hard to navigate and clueless bots to provide both first and second line support. Bravo!

Scott Fertig

Google review

I had a highly positive experience working with Gary Thompson at ProGuard Plans regarding their Septic Protection Plan. I had a number of detailed and specific questions regarding the coverage, and Gary was exceptionally patient, knowledgeable, and thorough in addressing each of them. He took the time to clearly explain the plan, never rushed the process, and ensured I fully understood how the coverage works before proceeding. Throughout the entire process, Gary was consistently professional, cordial, responsive, and very easy to work with. I greatly appreciate the high level of personal attention and customer service he provided. It is refreshing to work with someone who takes the time to listen to concerns and ensure all questions are fully addressed. I would highly recommend Gary Thompson and ProGuard Plans based on my experience.

Dominick Carollo

Google review

Fast response, clear explanation, professional guidance.

Erqian Na

Google review

I have been working with ProGuard for more than 12 years. I have an affordable but excellent protection plan with ProGuard for the septic tank in my house. Maria Gomez and Gary Thompson have never hesitated to answer my questions and address my concerns (if any). I will continue to work with ProGuard because I am simply satisfied with the service.

Mohammed Hayder

Google review

Read all 110+ reviews on Google →

Common questions

How much does it cost?
$189 a year for any aboveground tank, indoor or outdoor. Our regular online rate is $219, so you save $30. Enroll by November 30, 2026 to get this rate.
Why is Stem Brothers recommending ProGuard?
Stem Brothers is a ProGuard partner, and this rate is held for Stem Brothers customers. Most homeowners insurance won't pay to clean up a leaking oil tank. ProGuard does, up to $50,000.
Is an inspection required?
No. When you enroll you confirm your tank meets the requirements and has no leaks or problems you already know about. Coverage begins at payment.
What does the plan cover?
Up to $50,000 in qualifying cleanup if your tank leaks, and up to $2,000 to repair or replace a failing tank. It covers the tank and its connected oil lines, up to the filter or heating unit. A $500 deductible applies per claim. Limitations and exclusions apply; your service agreement has the full terms.
Is there a deductible?
Yes, $500 per claim. There is no separate service fee.
My tank is buried. Can I still sign up?
Buried tanks are on a separate plan. Sign up at proguardplans.com/enroll/ust or call (888) 479-3138.
How do I make a claim?
Call our claims line, (866) 356-8381. It is open 24 hours a day, 7 days a week.